We provide customized health insurance solutions for Washington businesses of all sizes. Children who receive a TANF grant are eligible to receive free medical coverage. The number of Washingtonians without health insurance fell by half since the passage of the Affordable Care Act (ACA) in 2010. WSU student insurance. ", Sign up for updates from the OIC about rules, legislation, industry and consumer news, File a complaint or check complaint status, Look up an insurance company or agent to find licensing, complaint and financial information, Find individual health plans and premiums, Learn about health, dental, auto, home, life and other types insurance, Talk to an insurance specialist: Call 800-562-6900, Companies contact us with your insurance innovation idea, Kreidler bill to ban insurers from using credit scores goes to Senate Jan. 14, Regence parent company pays $10,000 fine to Washington state, Look up an insurance company or agent to find licensing, complaint, financial and contact information. Other students have the option to stay on their parents’ insurance or purchase a plan through the Washington Health Benefit Exchange. Reviews on Health Insurance Broker in Seattle, WA - Mutual Benefits Insurance, Pro Benefits of Washington, Achieve Alpha Insurance, Essential Benefits, Ken Williams,CHFC CLTC CLU, Ann Miller Insurance Services, Core Concepts Insurance, Belltown Insurance Group, Premera Blue … Free or low-cost coverage is available year round. Get an online quote today. Losing other health coverage (i.e., job loss, divorce, loss of Washington Apple Health or WSHIP coverage, etc.) From Seattle, Tacoma, Everett, Marysville, Mount Vernon, Anacortes, Bremerton, Olympia, Spokane, Tri-Cities, Vancouver and all of Clark County, Moses Lake, Wenatchee, Aberdeen and the rest of the State of Washington it is important that you find the medicare coverage that fits your life and your lifestyle. Learn about Kreidler’s effort to ban the use of credit scoring in insurance. Can I stay on my employer-sponsored health plan?”, Learn about COBRA (the Consolidated Omnibus Budget Reconciliation Act). Washington is set to become the first state to offer a public health care option with legislation that has been called the first step toward universal health care by the state’s governor. Usually, you will need to enroll in health insurance and renew your coverage during an open enrollment period. How do I sign up for email or text updates? In 2018, NCQA rated more than 1,000 health insurance plans based on clinical quality, member satisfaction and NCQA Accreditation Survey results. State Medicaid expansion. Our friendly, local, and knowledgeable staff can help you understand and apply for health insurance based on your needs and budget. Knowing what your health insurance options are can help save you time, money and frustration. "I'd like to stay informed about insurance news. If you are a biller, provider, or partner: visit our Billers, providers, and partners webpage. The overarching goal of the ACA is to move our health system from treating disease to preventing it. Health care costs vary quite a bit from person to person, based primarily on these factors: Plan type Learn about what homeowners policies will cover for wind and falling tree damage. What are my insurance rights during the pandemic?”. Learn about flood insurance and where you can buy it. To find out if you are eligible for Washington Apple Health coverage you may apply online at https://www.wahealthplanfinder.org, or by calling the customer service center at 1-855-923-4633. New 2021 health plans are available, including Cascade Care plans. How to appeal a health insurance denial; How a small pharmacy can appeal a reimbursement decision; Find companies & agents; Fraud. Coronavirus; Credit scoring ban; Behavioral health services federal grant; Washington Disaster Resiliency work group We are certified as “in-person assisters” by the Washington State Health Benefit Exchange. Now that the ACA has been implemented, all health insurance plans are guaranteed issue, largely eliminating the need for risk pools. Washington residents can expect to pay an average of $420 per person* for a basic major medical individual health insurance plan. File a complaint or check your complaint status, How a small pharmacy can appeal a reimbursement decision, Report insurance fraud in Washington state, Washington Disaster Resiliency work group, Surprise billing and the Balance Billing Protection Act, Continuing education (CE) - for providers, Pre-licensing education (PLE) - for providers. Washington isn't alone in pursuing a public or state-sponsored health insurance option. Release Date: Sunday, September 27, 2020 - Production. In Washington State, Medicaid is called Apple Health. Washington health insurance costs and rate factors. Apple Health provides preventative care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services. eHealth is a private, online health insurance exchange where you can shop for individual, family, and small business health insurance plans. State Health Insurance Assistance Program (SHIP) A state program that gets funding from the federal government to provide free local health coverage counseling to people with … Washington residents spend an average of $7,913 per year on health care expenditures, slightly less than the national average. Do I need a commercial auto insurance policy?". Health insurance enrollment can be confusing but WithinReach is here to help. Each year NCQA rates more than 1,000 health insurance plans in all 50 states. Core services focus on: Community Partnership Program; Community Services Office “Individual health insurance open enrollment is Nov. 1 – Jan. 15. See if you qualify for or renew your Apple Health managed care. Annual long-term care (LTC) compliance filing form, Certification, clearance and court-certification letters, Designated responsible licensed person (DRLP), Laws and rules affecting licensees and providers, Appointments: new, cancel, renew or print certificates, E-Tax: File, amend and view premium taxes, Submit independent review organization (IRO) requests and decisions, Look up an insurance company or agent to find licensing, complaint, and financial information, Designated statistical agents in Washington state, Permitted accounting practice instructions, Performance standards letter to companies (PDF, 583KB), P&C, life, disability and title company admissions, Registering as a pharmacy benefit manager (PBM), Registering as a direct primary health care practice, Resources for insurance industry innovators, Market Conduct Annual Statement (MCAS) instructions, Anti-fraud annual report form (Word, 71KB), Certifying as an independent review organization (IRO), Independent review reporting for independent review organizations (IROs), Independent review reporting for carriers, Independent review organization (IRO) process questions, concerns and complaints, Fixed payment policy survey explanation and instructions, Special liability report instructions, forms and historical data, Title insurer data-reporting requirements for direct underwriters, Security breach notification requirements, Health insurer responsibilities under the Balance Billing Protection Act, Technical assistance advisories and emergency orders, Service of legal process for other regulated entities (PDF, 662KB), Uniform consent to service of process for insurers (PDF, 179KB) (www.naic.org). ... Washington State Office of the Insurance Commissioner Insurance. File a complaint or check your complaint status, How a small pharmacy can appeal a reimbursement decision, Report insurance fraud in Washington state, Washington Disaster Resiliency work group, Surprise billing and the Balance Billing Protection Act, Continuing education (CE) - for providers, Pre-licensing education (PLE) - for providers. Your local integrated benefits experience. 2 As of 2019, 7% of Washington’s 7.2 million residents are uninsured. Children who do not receive a TANF grant may also qualify for free or low-cost medical coverage through the Washington Apple Health program. Learn about delivery driver coverage during the COVID-19 pandemic. Health insurance plans, provided by private or government health insurers, cover everything from doctor and hospital visits to behavioral health care, physical therapy, and medical supplies. Even caregivers may be eligible for coverage. Click a plan name for a detailed analysis. We are able to forward inquires to licensed health insurance agencies and their agents who are qualified to discuss the health coverage options available in your state. The Washington Healthplanfinder was created by the State Health Benefit Exchange and the Affordable Care Act legislation to make it easier to review low cost options and quickly enroll online for coverage. Click Here for the January 13, 2021 Board of Directors meeting agenda and materials. The Affordable Care Act (ACA) puts the consumer in charge of their healthcare. Renew or Enroll today. What determines your health insurance rates in Washington? Washington State Department of Health to provide interim support to Island County Department of Health announces all regions will remain in Phase 1 COVID-19 vaccine distribution update from the Washington State Department of Health Jay Inslee (D) signed the so-called Cascade Care plan into law on Monday following its passage by the state legislature last month . The period for state residents to enroll in 2021 coverage through the Washington State Health Benefit Exchange is November 1, 2020 – January 15, 2021. Find out what plans are available in your county and how much they will cost. Below is information on the top health insurance plans in Washington.. Health insurance ratings from the National Committee for Quality Assurance (NCQA) rate health plans on a scale from 0 to 5, based on clinical quality, member satisfaction and Accreditation survey results. Enrollment for the purchase of health insurance opens this year on Nov. 1 and runs through Dec. 15 for coverage beginning Jan. 1, 2021. ... our team is frequently called upon to participate in panel discussions and provide counsel regarding health care delivery in Washington State. Find information here to help you make a decision about health insurance. Washington and the Affordable Care Act. Some states have expanded their Medicaid programs to cover more people. Health insurance consumers can search the Office of the Insurance Commissioner's database of individual and small group health insurance rate requests. Annual long-term care (LTC) compliance filing form, Certification, clearance and court-certification letters, Designated responsible licensed person (DRLP), Laws and rules affecting licensees and providers, Appointments: new, cancel, renew or print certificates, E-Tax: File, amend and view premium taxes, Submit independent review organization (IRO) requests and decisions, Look up an insurance company or agent to find licensing, complaint, and financial information, Designated statistical agents in Washington state, Permitted accounting practice instructions, Performance standards letter to companies (PDF, 583KB), P&C, life, disability and title company admissions, Registering as a pharmacy benefit manager (PBM), Registering as a direct primary health care practice, Resources for insurance industry innovators, Market Conduct Annual Statement (MCAS) instructions, Anti-fraud annual report form (Word, 71KB), Certifying as an independent review organization (IRO), Independent review reporting for independent review organizations (IROs), Independent review reporting for carriers, Independent review organization (IRO) process questions, concerns and complaints, Fixed payment policy survey explanation and instructions, Special liability report instructions, forms and historical data, Title insurer data-reporting requirements for direct underwriters, Security breach notification requirements, Health insurer responsibilities under the Balance Billing Protection Act, Technical assistance advisories and emergency orders, Service of legal process for other regulated entities (PDF, 662KB), Uniform consent to service of process for insurers (PDF, 179KB) (www.naic.org), When health insurers can ask you about your health, The Washington State Health Insurance Pool (WSHIP), Insurance coverage for prescription contraceptives, Request a speaker from Consumer Protection, Call us at 800-562-6900, 8 a.m. to 5 p.m., Monday - Friday, Consumer Help Center – Find answers to insurance FAQs, What medical providers need to know about health insurance, What medical providers need to know about offering discounts to patients, Medical providers and the Balance Billing Protection Act, Look up an insurance company or agent to find licensing, complaint, financial and contact information. Find Washington health insurance options at many price points. Washington Health Plans is a privately operated, independent marketing website, and is not part of or directly associated with any health insurance company or provider . Find the most affordable medical insurance rates in the state of Washington.Easily compare multiple companies that offer the lowest prices for individuals, families and small business owners. In order to be eligible, you must prove your residency along with your rejection for coverage based on your health questionnaire. Over the last five years, Washington state has built a public-private marketplace in a bipartisan manner that has been operating successfully to serve over 1,700,000 people. During this time, Washington residents can find, compare and enroll in new health plans through the state’s official health insurance marketplace at wahealthplanfinder.org. But Washington has also maintained their pre-ACA high-risk pool (WSHIP, the Washington State Health Insurance Pool), and it serves as an option for disabled Medicare beneficiaries (WSHIP’s non-Medicare plans have been closed to new enrollees since 2014, as the ACA eliminated the need for a high-risk pool in the non-Medicare market). Will my homeowners policy cover flood damage?". Washington Healthplanfinder vs. eHealth. Find frequently asked questions about your health insurance and coronavirus. A marketplace for health and dental insurance coverage for individuals and families. The Washington State Health Insurance Pool (WSHIP) was created in 1987 to provide people with an alternative if they weren’t able to get private health insurance because of their medical history. eHealth’s exchange is separate from the government-run exchanges like Washington Healthplanfinder, but in many states eHealth has agreements to partner with the government-run exchange. Find information about how different types of insurance coverage may be affected by coronavirus. The Washington State Health Insurance Pool (WSHIP) is an independent, non-profit health plan created by the Washington State Legislature. Agents or brokers - what's the difference? Explore health plans for you and your family, including short-term gap coverage and more. Agents or brokers - what's the difference? Health insurance | Washington state Office of the Insurance Commissioner Permanently moving from a location in the United States to Washington, or to a new county within Washington, only if you had minimum essential coverage for at … Washington State Health Insurance Pool (WSHIP) This plan was created to offer insurance coverage to residents who have previously been turned down for insurance benefits because of medical reasons. Apple Health outreach staff help spread the word about free and low-cost health insurance Apple Health and community partners help improve the health of the Latino population in Washington Apple Health brings stability to lives of young couple Washington Medigap Coverage. Search for a health insurance plan by state, plan name or plan type (private, Medicaid, Medicare). 3. Choose your state and household size and we’ll tell you if your state has expanded and if you may qualify.. Where to apply for health coverage Nearly one out of every four Washington citizens turns to the Department of Social and Health Services' Economic Services Administration for assistance with cash, food, child support, child care, disability determination, transition to employment, and other services. The first change in the uninsured rate happened in 2014 when the state adopted Medicaid expansion under the ACA. Report insurance fraud in Washington state; Criminal Investigations Unit (CIU) Current issues. Gov. 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